Brock White
© 2009 State Bank of New Prague. All Rights Reserved.


Personal Savings Accounts
All personal savings accounts include unlimited in-person withdrawals and deposits.

 

DESCRIPTION
REGULAR
SAVINGS
MONEY MARKET
SAVINGS
OPTIMA PLUS
SAVINGS
CERTIFICATE OF DEPOSIT (CD)1,3
Interest Pays interest

Paid quarterly2
Pays higher interest1

Paid monthly2
Pays highest interest1

Paid monthly2
Pays higher interest than savings accounts1

Compounded annually if term is greater than 12 months

Minimum Balance $100 minimum balance $2,500 average daily balance $10,000 minimum balance A range is available starting at $500
Features 3 free monthly withdrawals 3 free monthly withdrawals 3 free monthly withdrawals Terms2 range from 90 days to 3 years
Service Charge

$1 if minimum balance is not maintained

$10 if minimum balance is not maintained $10 if minimum balance is not maintained None
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1 Market rate of interest based on tiered balances.
2 Current interest rates are available by contacting the State Bank of New Prague.
3 A penalty may be imposed for early withdrawal. A higher interest rate is offered for higher CD balances. Current rates are available by contacting the
State Bank of New Prague.